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Would you be able to afford to pay for everyday expenses while you’re recovering from a motor sport injury?
What if you’re no longer there to support your family? Could they cope financially?
This provides you with a one-off lump sum, free of tax, to assist you financially if you sustain a critical injury or illness. For example, it could pay off your mortgage and other financial commitments. In the event of your death that sum will go to your family – again, tax-free.
We work with every kind of life insurance provider in our search for a policy that offers the best financial protection for our customers and their loved ones. Some of those providers have no problem with providing cover for seriously extreme sports with a high risk of injury or fatality such as, say, base jumping for example.
Other life insurance providers, though, can look at the risks of far less dangerous activities that some would just call hobbies, like mountain biking or jet skiing, and consider those extreme. Which means they'll raise the premium for cover above their usual standard rates and throw in some special terms for good measure.
So even though different providers of life insurance for any kind of motorsports activity offer different policies with different restrictions, we're sure to find you the most suitable life insurance quote. So you can enjoy your favourite type of motorsports safe in the knowledge that you and your loved ones are financially protected in case of any mishap, or should the worst occur.
Many insurance companies won’t offer life insurance for extreme motorsports like drag racing, but we've been working for many years with insurance specialists who provide life cover for lovers of all motorsports, no matter how extreme.
So, no worries there - the short answer is yes, we'll get you life insurance for all types of extreme motorsports.
Yes, motorsport life insurance is a form of personal accident insurance as well as help with income when needed due to a disabling motorsports injury - or worse. This means you and your family would enjoy financial security if anything should happen when you're competing in racing events... or when you're not.
Although a life insurance policy will offer financial protection should the worst happen, there are other risks to consider - and we can combine cover for those with your life policy.
Many motor sports run the risk of hard impacts - not just to a vehicle, but also to whoever's driving it. Those impacts could result in the kind of injury that could put a person out of action for some time, so we recommend taking out fracture cover. This would also provide cover in the event of a specified fracture whether or not it's sport-related, and would provide you with a lump sum of up to £6,000.
This offers you overall protection should any kind of injury - whether motor sport-related or otherwise - prevent you from earning an income, and is definitely recommended for those who enjoy dangerous and extreme motor sports.
This type of policy combines all the typical benefits of standard health insurance with cover for motor sports injuries. So you've got the personal accident cover you need while taking part in motor sport activities, as well as cover for any health issues that could crop up. The benefits of a motorsports health insurance policy include:
This type of policy lets you enjoy motor sports anywhere you go in the world, and covers:
Of course - the specialist life insurers we work with provide accident cover for those working at height and in high-risk environments.
Absolutely - whether you're working for someone else or you're working for yourself, we'll make sure you have the most appropriate cover - and at the best possible price.
There are too many variables involved for us to give you an instant answer. Ideally, we'd first need to know:
And then we'd need information about you yourself, such as:
And then, of course, we'd need to know everything about the motor sport or sports you need cover for.
But one thing we can tell you here and now is that when it comes to the cost of your motor sports life insurance premiums, we know you'll be pleasantly surprised!
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As an insurance broker with such great access to the UK's motorsport insurance market for over twenty years, it never takes us long to find you the right policy at the best possible price.
And because we have the knowledge and experience of how insurance companies operate, you can rely on us to handle any claims process.
We're here to find you the best motor sport life insurance policy for your requirements - all you need to do now is complete the online application form.