Life Insurance
- Your Details
- Your Quotes
Privacy Policy
type of information we collect
Quote Sports Insurance (trading style of Intrinsic House Ltd) will require certain data, the information which we collect may include;
- • Any personal details about you as an individual which you provide to us through forms on the Website and emails exchanged with us or any of its personnel, such as your name, address, telephone number, job title etc.
- • Your preferences and use of email updates, as recorded by emails that we send you (if you elect to receive email updates on our products and offers).
- • Your IP Address, a string of numbers unique to your computer that is recorded by our web server when you request any page or component of the Website. This information may be used to monitor your usage of the Website.
How we use your information
Information you give to us will be treated as confidential and will not be disclosed other than to insurers, or other specialist or wholesale insurance markets we may use to place your insurance, and in the normal course of arranging and administering your insurance, however, if there is a claim, we may need to provide your personal details to a loss adjuster, or other third party who is involved in providing a service in the settlement of your claim. You will be addressed by your name if we need to update you or notify you on any changes, such as to regulations or risk management. We may also send you information about other products and services we offer that would complement your existing insurance arrangements with us or which would offer protection against other insurable risks we have identified which may be suitable for your needs. You have the option to unsubscribe from this service at any time. Information we hold may be used for research or statistical purposes, but this would be on an anonymous basis so that you could not be personally identified. We will not give anyone else your personal information except on your instructions or authority, or where we are required to by law, or due to our regulatory requirements.
- • Any information about you as an individual which we collect from the Website will be used in accordance with the UK Data Protection Act 1998 and other applicable laws.
- • The information will be used to deal with you and / or your company, including making sales to you or your company, making contracts with you or your company, processing such contracts, and providing after sales service. We may pass your information to another organisation to supply/deliver products or services you or your company have purchased and/or to provide after-sales service.
- • In certain cases, we may use your email address to send you information about our products and services. If so, you will be offered the option to opt out of receiving such e-mails.
- • We may need to pass your personal information to other companies for administrative purposes. We may use third parties to carry out certain activities, such as processing and sorting data, monitoring how customers use the Website and issuing our e-mails. Third parties are not allowed to use your personal information for their own purposes. For these purposes your details may be transferred outside the European Economic Area (EEA) and you consent to such transfer by using the Website.
- • We may transfer your personal information to a third party as part of a sale of some or all our business and assets to any third party or as part of any business restructuring or reorganisation, in which event we will take steps to ensure that your privacy rights continue to be protected.
- • We will not sell or pass on your personal information to any other person, except a company within our group or in accordance with paragraph 4(d) above, or if we are required or permitted to do so by law.
- • Under no circumstances will we hold payment details such as your card number, expiry date and security code. Where payments are handled through an accredited payment bureau, you should visit their website to view their privacy policy.
- • In order to effectively process credit or debit card transactions it may be necessary for the bank or card processing agency to verify your personal information for authorisation with an entity outside the EEA. Such information will not be transferred out of the EEA for any other purpose.
If there are changes to our privacy policy
There may be changes to our privacy policy to comply with changing laws and regulations. If there is a change, we will update our privacy policy on the website.
Application
This privacy policy relates to;
- • How we handle information received or collected about you as an individual through the Website,
- • How we communicate with you as an individual, and;
- • Your rights as an individual in respect to such information and communications. It does not relate to information about companies held and processed by us.
Definitions
In this privacy policy references to;
- • “we”, “us” or “our” are to Quote Sports Insurance, which is a trading style of Intrinsic House Ltd (registered in England number: 07045623) whose registered address is at: Head Office address: The Colchester Centre, Hawkins Road, Colchester, Essex, CO2 8JX
- • “the Websites” are to www.quotesportsinsurance.co.uk and www.intrinsichouse.co.uk and any other website owned or operated by us.
Your rights
If at any point you believe the information we process on you is incorrect, you can ask us to update or correct it. You can also ask to see the information that we hold or ask that it be deleted. Please be aware however that deleting your information will affect our ability to administer your insurance or assist you with a claim or complaint. If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter. If you are not satisfied with our response or believe we are not processing your personal data in accordance with the law, you can complain to the Information Commissioners Office (ICO) by calling their helpline on 0303 123 1113.
Life & Critical Illness - for your sport
All sports covered
You will be covered for ANY sport you take part in, no matter how extreme.
Life & Critical Illness - for your sport
24/7 cover
Cover at home, at work and whilst taking part in ANY sport or activity.
Life & Critical Illness - for your sport
Life insurance
This will provide a one-off, tax-free lump sum in the event of your death.
Life & Critical Illness - for your sport
Cash lump sum - you choose the amount
Fix the amount of your tax-free lump sum payment for the cover you have selected.
Life & Critical Illness - for your sport
Critical Illness cover
If you opt to add Critical Illness cover, you will receive a one-off, tax-free lump sum payment, should you suffer a specified critical injury or illness.
Life & Critical Illness - for your sport
Up to 87 critical illnesses covered
If you include Critical Illness cover, you will be covered for up to 87 critical conditions, including the following, which could be sustained while taking part in sports:
- Loss of sight, hearing or speech
- Traumatic head injury
- Third degree burns
- Spinal injury, paralysis and loss of limb
- Permanent disability caused by injury
Also covered are a wide range of serious medical conditions such as cancer, heart disease and stroke.
Life & Critical Illness - for your sport
Fracture cover
Provides sums of up to £6,000 for fractures, ligament tears, tendon ruptures and dislocations.
Life & Critical Illness - for your sport
Date of Birth
You must be aged between 18 and 89 to apply.
Life & Critical Illness - for your sport
Do you smoke?
You are classed as a smoker if you have smoked or used ANY tobacco-related products (including nicotine patches and e-cigarettes) within the last 12 months.
Life & Critical Illness - for your sport
Type of cover required
LEVEL TERM: The amount you are covered for remains the same throughout the term of your policy. (Often taken out by people wanting to leave a fixed lump sum to their loved ones.)
DECREASING: The amount the policy will pay out will decrease throughout the term of the policy. (Generally taken out by those wishing to cover an outstanding balance or a repayment mortgage.)
Life & Critical Illness - for your sport
Duration of cover
How long do you wish the cover to last? You may wish to consider how long you have left to pay your mortgage, or for how long any dependants may need financial support. Cover can be kept until age 90.
Life & Critical Illness - for your sport
Amount of cover required
Choose the tax-free lump sum that you would wish to receive for the cover you have chosen (i.e. Life cover, or Life and Critical Illness cover)
Life & Critical Illness - for your sport
Critical Illness cover
If you choose to include Critical Illness cover, this will provide a one-off tax-free lump sum in the event of a specified critical injury or illness.
Life & Critical Illness - for your sport
Fracture cover
Provides sums of up to £6,000 for fractures, ligament tears, tendon ruptures and dislocations.
